TMX

TermMax

EthereumDeFi

Price
$0.0914
24h
−1.4%
7d
−23.8%
Market cap
$14.0M
24h volume
$15.0M

ethereum 0x3c2f61f2e27c865981d2e7aaf6b2cdf823030039

Report

TermMax (TMX) is a DeFi token on Ethereum. The project's stated purpose: Utility and governance token for TermMax, a fixed-rate borrowing and lending protocol built on tokenised debt positions and a custom AMM. The project names 6 people behind it. It says its contracts have been audited. Its contract is verified on the explorer, its source is public, its token allocation is published and it has a technical whitepaper. 152.8M of a maximum 1B are in circulation, or 15%.

TermMax is a decentralized lending and borrowing platform where users lock in fixed interest rates for a fixed term. Unlike variable-rate protocols, TermMax guarantees what lenders earn and what borrowers pay upfront. Curators run vaults on the platform, where regular users can deposit funds and earn yield passively. Curators manage these vaults — setting rates and allocating funds across markets — while idle deposits are automatically put to work in other established lending platforms to maximize returns. The protocol is deployed across multiple blockchains including Ethereum, Arbitrum, BNB Chain, Berachain, BSquared, X Layer, and Pharos. TermMax has attracted institutional curators including MEV Capital, Keyrock, AlphaPing, Edge Capital, Origami Crypto, Hardcore Labs, and Clearstar Labs.

TermMax's own description, via CoinGecko. We did not write it and we are not endorsing it.
Circulating
152.8M
Total supply
1.0B
Max supply
1.0B

Supply as of 7h ago

Official links

Links checked 6h ago. A dead link is a fact about the project, not a gap in our data.

Research

Researched on 30 August 2026

  • Team named yes
  • Audit claimed yes
  • Whitepaper substantive yes
  • Tokenomics disclosed yes
  • Source public yes
  • Contract verified yes

Named by the project: Jerry Li — CEO & Co-Founder · Vincent Li — CTO & Co-Founder · Luphia Chang — advisor, CTO of TideBit and Boltchain · GH Hwang — advisor, Professor in the Dept. of CSIE at NTNU · NIC Lin — advisor, Senior Blockchain Engineer at imToken · Ethan Yang — advisor, Director and Head of Matrixport Taiwan

Token allocation, as published

Community 15%
Ecosystem 29%
Liquidity Provision 5%
Foundation 5%
Advisors 3%
Team 15%
Investors 28%

As the project states it — these need not sum to 100.

The project's claims

  • Claims 837,000+ registered wallets and a peak of 170,000+ daily active users. source
  • Claims $64M+ TVL achieved. source
  • Claims 20+ institutional partnerships established. source
  • Claims deployment on Ethereum, BNB Chain, Arbitrum, Base, Berachain, X Layer and B2 Network. source
  • Names Keyrock, Hardcoded Lab, Edge Capital, AlphaPing and Origami Crypto as current market curators. source
  • States the TMX token does not qualify as a security in the US, UK, EU or Singapore, with legal opinions available on request. source
13 sources checked